What is health insurance?
Health insurance is a way to avoid public waiting lists, and access top medical care when you need it.
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Health insurance for kids
Health insurance for children is an easy way to safeguard their future.
New Zealand's best little health insurer
Accuro is a New Zealand-owned, not for profit insurer. We put our 30,000 members before financial gain.
Health insurance for a pre existing condition
Your medical history may affect what you can get health insurance cover for.
UltraCare
UltraCare is a premium surgical and healthcare plan for those who want the highest level of cover.
Southern Cross
We're working towards a healthier New Zealand, empowering all Kiwis to live healthier lives.
Insurer overview
Check out our trusted insurers
nib
At nib, Health Comes First and we believe that health insurance should be easy to understand, easy to claim on and most of all good value.
Does health insurance work overseas?
New Zealand health insurance cover won`t protect you.
Will New Zealand health insurance work in Australia?
Some insurance companies offer health cover in both New Zealand and Australia.
What is a health insurance excess?
Your excess amount is the part of your claim that you agree to pay.
Frequently asked questions
Some frequently asked questions about health insurance
What is health insurance?
Health insurance is a way to avoid public waiting lists, and access top medical care when you need it.
SmartCare+
SmartCare+ is Accuro's top rated individual product for those who make their health a priority. The SmartCare range has been recommended by consumer experts for best product and price as well as highest customer satisfaction since its launch in 2008.
Health insurance claim limits
These limits are the maximum your insurer will pay if you were to claim on a surgery.
What is a health insurance exclusion?
Depending on your medical history you may find an exclusion on your insurance.