What is health insurance?
Health insurance is a way to avoid public waiting lists, and access top medical care when you need it.
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Does health insurance work overseas?
New Zealand health insurance cover won`t protect you.
Health insurance claim limits
These limits are the maximum your insurer will pay if you were to claim on a surgery.
Do you know what you can claim?
Claim time can be a stressful time for anyone, but it's also when the value of having insurance really comes to life. So here are some pointers to help you make the most of your cover - by knowing when to claim on it.
nib
At nib, Health Comes First and we believe that health insurance should be easy to understand, easy to claim on and most of all good value.
Five steps to winter wellness
The cold season is here, which means shorter days, cooler nights, and perhaps waning motivation. But before you go into 'hibernation mode', we collated some handy winter wellness tips from some of New Zealand's top insurers - to help you kick your immune system into gear and chase away the winter blues.
Health insurance through the life stages
Young and single or retiree? Is your family growing - or are your children flying the nest? Health insurance can give you faster access to private healthcare at any stages of life.
Health insurance for a pre existing condition
Your medical history may affect what you can get health insurance cover for.
Southern Cross
We're working towards a healthier New Zealand, empowering all Kiwis to live healthier lives.
Insurer overview
Check out our trusted insurers
UltraCare
UltraCare is a premium surgical and healthcare plan for those who want the highest level of cover.
What is health insurance?
Health insurance is a way to avoid public waiting lists, and access top medical care when you need it.
When and why do I need to review my cover?
When was the last time you reviewed your cover? Many things can change in life, and sometimes, these changes happen very quickly. Whether it's a big milestone or something seemingly small, each life event can affect your finances, your goals, and insurance needs.
I'm young: Why would I take out health insurance?
As a young person, you're probably living in the now. The future is looming on the horizon, a kaleidoscope of seemingly endless possibilities and unique experiences, but perhaps you don't think too much about it as yet. And that's only natural. But what if we told you that health insurance is a gift you can give to 'future you'?
What is a health insurance excess?
Your excess amount is the part of your claim that you agree to pay.
What is a health insurance exclusion?
Depending on your medical history you may find an exclusion on your insurance.
Will New Zealand health insurance work in Australia?
Some insurance companies offer health cover in both New Zealand and Australia.
New Zealand's best little health insurer
Accuro is a New Zealand-owned, not for profit insurer. We put our 30,000 members before financial gain.
Top tips to stay healthy during the festive season
'Tis the season to be festive, and fed. Here are some expert tips* on how to stay healthy during the festive season - to help you enjoy the celebrations, guilt-free.
Have you "outgrown" your insurance?
"Change is the only constant in life" - you've probably heard this quote before. And if you're in the second half of life, chances are you've already experienced some of life's biggest changes. Children grow up and become independent, the amount you owe on your mortgage shrinks, and your last day of work gets closer.
SmartCare+
SmartCare+ is Accuro's top rated individual product for those who make their health a priority. The SmartCare range has been recommended by consumer experts for best product and price as well as highest customer satisfaction since its launch in 2008.
Health insurance for kids
Health insurance for children is an easy way to safeguard their future.
Health insurance for 50-plus
Some may say that life begins at 50. It's when you're most likely to reap the fruits of your hard work. A big part of your mortgage may be paid off. And if you have kids, they might be achieving their own financial independence.
Frequently asked questions
Some frequently asked questions about health insurance