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Lender Floating 6 months 1 year 18 months 2 years 3 years 4 years 5 years
ANZ 5.94% Lowest Floating rate 5.29% 4.89% 4.85% Lowest 18 mnths rate 4.92% Lowest 2 yrs rate 5.04% 5.35% 5.55%
ASB 6.24% 5.29% 4.89% 4.85% Lowest 18 mnths rate 4.92% Lowest 2 yrs rate 5.05% 5.59% 5.69%
BNZ 6.59% 5.24% 4.87% Lowest 1 yr rate 4.85% Lowest 18 mnths rate 4.92% Lowest 2 yrs rate 4.95% Lowest 3 yrs rate 5.35% 5.55%
Kiwibank 6.40% 5.29% 4.89% - 4.92% Lowest 2 yrs rate 5.19% 5.55% 5.69%
SBS 6.74% 5.55% 4.99% 4.99% 4.99% 5.35% 5.69% 5.69%
The Co-operative Bank 6.45% 5.25% 4.95% 4.99% 4.99% 5.25% 5.49% 5.59%
TSB 5.99% 5.19% Lowest 6 mnths rate 4.99% 4.99% 4.99% 5.09% 5.29% Lowest 4 yrs rate 5.39% Lowest 5 yrs rate
Westpac 6.34% 5.29% 4.89% 4.89% 4.92% Lowest 2 yrs rate 4.99% 5.39% 5.39% Lowest 5 yrs rate
Last updated: 18 Jun 2025
Whilst every effort is made to keep these rates up to date and accurate, the above is for reference and information only. LifeDirect Mortgages, its employees and contractors do not accept any liability for innaccuracies or any losses suffered as a result. These are not advertised rates and are the best rates LifeDirect Mortgages receive. We recommend you contact our team at LifeDirect Mortgages to confirm any rate, you can find an Adviser on our website www.lifedirect.co.nz/mortgages Individual pricing may vary depending on several factors such as LVR, loan size and overall credit quality.