Market leading mortgage rates
Switch to LifeDirect Mortgages and get a cash contribution up to 1.5% of your loan with an obligation free 10 minute advice consultation.
Our team will help with a bespoke loan structure that works for you and help you through the whole process to make it simple and stress free!
LifeDirect's special rate
3.99%
Ask us how to get this special rate
LifeDirect Mortgages best rates
As a valued LifeDirect Mortgages client, these are the best rates that we have seen across all the lenders we work with.
| Floating | 6 months | 1 year | 18 months | 2 years | 3 years | 4 years | 5 years | |
|---|---|---|---|---|---|---|---|---|
 |
4.99% | 4.63% | 4.39% | 4.45% | 4.49% | 4.75% | 4.99% | 4.99% |
Lender advertised rates
These are the published rates from each of the lenders we work with *
| Lender | Floating | 6 months | 1 year | 18 months | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
 |
5.69% | 4.69% | 4.49% | 4.69% | 4.69% | 5.09% | 5.69% | 5.69% |
 |
5.79% | 4.65% Lowest 6 mnths rate | 4.49% | 4.65% | 4.75% | 5.09% | 5.39% | 5.45% |
 |
5.84% | 4.69% | 4.49% | 4.64% | 4.69% | 5.09% | 5.29% | 5.29% |
 |
5.65% | 4.75% | 4.49% | - | 4.49% Lowest 2 yrs rate | 4.85% | 5.19% | 5.39% |
 |
5.84% | 4.79% | 4.49% | 4.49% Lowest 18 mnths rate | 4.49% Lowest 2 yrs rate | 4.79% Lowest 3 yrs rate | 4.99% Lowest 4 yrs rate | 4.99% Lowest 5 yrs rate |
 |
4.99% Lowest Floating rate | 4.65% Lowest 6 mnths rate | 4.45% | 4.49% Lowest 18 mnths rate | 4.79% | 5.09% | 5.29% | 5.49% |
 |
5.79% | 4.79% | 4.39% Lowest 1 yr rate | 4.65% | 4.49% Lowest 2 yrs rate | 4.79% Lowest 3 yrs rate | 5.09% | 5.39% |
 |
5.89% | 4.69% | 4.49% | 4.59% | 4.75% | 5.05% | 5.29% | 5.29% |
