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Health Insurance

Health insurance benefits you may not know about

With people's health taking a front seat in recent years, more and more insurers are focusing on supporting Kiwis' wellbeing from multiple angles. And depending on your health insurance policy, your policy may cover a lot more than just specialist visits, or surgery.

It's important to highlight that these extra benefits vary widely from insurer to insurer, so the following list is no means comprehensive. But it goes a long way to show just how important it is to know all the great 'extras' you may have access to. So, if you'd like to make the most of your health cover, please get in touch.

Eye care

Your eyesight is an important part of your health, but it's also something that gets — well, overlooked. That's why some health insurers include free periodic eye tests in their policies, as well as member discounts on prescription glasses and contact lenses through partnering providers.

Do you have health cover and would like to review your member benefits? Or perhaps, you're looking for health cover with special offers on eyecare and eyewear? Get in touch: our friendly advisers can help you understand your options.

Health screening and diagnostics

Depending on the provider, you may have low-cost or even free access to select health screening programmes. A few examples of these are complimentary bowel screening kits, melanoma prevention apps, and diagnostic hearing tests.

Once again, not all health insurance policies are created equal, so if you'd like to know more, we're here to help.

Virtual consultations

Online consultations have been shown to be very helpful, especially when in-person visits are not possible or not convenient.

Many insurers now offer the opportunity to see a doctor from the comfort of your own couch or office, thanks to partnerships with innovative online consultation services like CareHQ, Best Doctors and Tend. Sometimes, consults are even available outside of normal practice hours — which is definitely a plus.

Gym and sports bonuses

Regular exercise is another key ingredient of a healthy life. Having recognised this, some insurers offer discounted gym memberships through select partners. Is this the extra motivation you needed to get back on treadmill?

And if the gym is not for you, depending on your policy you may be eligible for a no-claims bonus to be used on sports equipment or discounts on fitness apps — perfect for maintaining exercise momentum at home, in the park, or wherever you like to work out.

Mental health

Even the smallest chat can make a difference to your mental health in the moment. And knowing how important mental wellbeing is, some health insurers cover the cost of mental health consultations by recognised psychologists or psychiatrists, up to an agreed limit.

Please don't hesitate to contact us if you'd like to check what's covered in your health insurance policy, and what terms and conditions may apply.

Other health benefits

Does your health insurance include discounts on remedial massages and alternative treatments, like acupuncture and traditional Chinese medicine? What about discounted nutrition consultations?

Get in touch to find out: accessing these benefits could help you take an ever more holistic approach to your wellbeing.

Like to talk?

If you have health insurance, are you familiar with all its benefits? And if you don't have health cover, are there any particular 'extras' you're most interested in when looking at your cover options?

Our Quote compare tool is a good place to start, but we're also real people happy to help other real people. Our friendly insurance advisers are experts in their field and just a phone call away: dial 0800 800 400, start a Live Chat or fill in our contact form to get in touch with our team.

Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current developments or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek independent guidance.

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