Mortgages Made Simple.

We take the stress out of home loans. Whether you’re a first-time buyer, upsizing, or refinancing, our friendly team is here to guide you every step of the way.

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First home buyer

Start your journey with LifeDirect and turn your dream home into reality, stress-free.

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Refinancing

Refinancing can save you thousands or free up funds for your goals. Take control of your mortgage today.

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Upgrading

Start your upgrade journey with LifeDirect and make your dream home happen.

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Investment

Grow your portfolio with LifeDirect’s smart mortgage solutions.

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Top up

Access extra cash from your mortgage with LifeDirect’s easy top-up process.

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Meet our award winning Mortgage Advisory Team

Our award winning mortgage advisory team Meet the team

Why choose LifeDirect Mortgages?

We make homeownership simple with personalised mortgage solutions tailored to your budget and goals. Our expert advisers provide free, clear guidance, comparing top lenders to secure the best deal for you. With our seamless, speedy process, we handle the paperwork so you can focus on your new home.

Why choose LifeDirect

$2 billion in lending

We have written over $2 billion in home loans, partnering with all major banks to secure the best deal for you.

Life, health, income and mortgage insurance

A mortgage is just the beginning. LifeDirect lets you compare quotes from NZ’s top insurers for life, health, income, trauma and mortgage insurance, and purchase online effortlessly. Protect your home and loved ones with the right coverage. Explore these products today for peace of mind!

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Car, home and contents insurance

Your mortgage is sorted, but what about your car and home? LifeDirect partners with trusted brands Initio and Cove to offer car, home and contents insurance. Protect your assets and gain peace of mind with these must-have products alongside your home loan.