Health insurance isn’t just important for people who have health conditions that require treatment. There are many reasons why people who are generally fit and healthy should consider taking health cover. First and foremost, if you take cover out when you’re healthy and later develop a medical problem, that health issue will likely be covered. And of course, the main reason to get health insurance is to have access to faster treatment.
But besides the more obvious reasons for having a health insurance policy, many insurers also offer other benefits for people who lead an active lifestyle. If you’re considering taking out cover, consider these benefits as a great bonus.
Discounts on gym memberships
Some health insurers offer discounts on gym memberships to their members, across a number of different gym brands. If this is something you’d value, get in touch with a LifeDirect adviser about what’s on offer and how that would fit your needs.
Discounts on sports events
Some insurers offer discounts on entry fees to major sporting events like marathons and fun runs. Sometimes these perks are tied to the length of time you’ve held cover with them – and once again, we can help you understand what you might be eligible for.
Healthy lifestyle reward discounts
If you’re eating well, moving enough and generally doing what you can to look after your health, you may qualify for a specific discount on your health cover premiums. This is an option with more than one health insurer, but keep in mind that the criteria to qualify vary. Please don’t hesitate to contact us if you’d like to learn more.
Some health insurance policies offer perks like vouchers to people who meet their personalised physical activity targets, as well as discounts on fitness trackers and watches, beauty spa treatrments, and athletic gear. Like to find out more? Get in touch.
Low claims discount
By virtue of being healthy, you may qualify for a low-claims discount, which lowers the amount you pay in premiums while you are not making claims, or not meeting a certain threshold.
As well as these healthy living benefits, you may find that you qualify for other benefits, such as free health tests or screening or even discounts on some retail brands. Thinking about health insurance as something that helps you remain well throughout your life can really help to get the most out of your cover.
Like to talk?
If you’d like to know more about what’s available in health insurance – and about some of the other benefits you might not have expected – get in touch with us. As insurance advisers, we can explain the range of what is on offer and how you can best use it to meet your health and wellbeing needs, now and into the future.
Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current developments or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek independent guidance.