About Us
LifeDirect launched back in 2005, as a way for New Zealanders to compare insurance prices and policies — transparently, online, and without hassle or pressure.
Who are we?
We are a Wellington-based team of Insurance and Mortgage Advisers.
LifeDirect 2020 Limited (FSP724353), trading as LifeDirect, holds a licence from the Financial Markets Authority to provide financial advice. LifeDirect Mortgages operate under a license held by the Financial Markets Authority in the name of NZ Financial Services Group Limited.
LifeDirect and our Insurance Advisers provide information and advice to our clients on Life, Trauma, Total Permanent Disablement, Accidental Death, Income Protection, Mortgage Repayment, and Health insurances. LifeDirect now also offers mortgage advisory services, helping you find the right mortgage to suit your financial situation.
Check out our 'Meet the team' page to see the friendly faces behind LifeDirect.
Our story:
LifeDirect started as an online insurance comparison platform run by a couple of Financial Advisers back in 2005.
Over the years we have helped thousands of Kiwis to compare, buy, review, and claim on their insurance policies. Now, with the addition of our mortgage services, we can assist you in making one of the most important financial decisions — securing a home loan. We work with New Zealand's top mortgage lenders and insurance companies to provide you with a seamless experience from start to finish.
We do the hard work, so you don't have to!
How we can help you:
LifeDirect offers a completely online 'DIY' platform to choose the insurance product(s) that you want, or we can liaise with you over the phone or via video call to help you figure out the best options for your situation.
If you're looking to compare and apply for insurance online in your own time — but need a little support along the way — our team of Insurance Advisers are here to guide you through the process, so give us a call and we'll help be there to help.
For exploring mortgage options or considering refinancing, our dedicated team of Mortgage Advisers is available to assist you — simply give us a call.
How our service works:
LifeDirect does not charge any fees for our insurance or mortgage services.
If you proceed with a new insurance policy or mortgage product, we are remunerated by way of commission from the insurer or lender. Commission is then on-paid to our Insurance and Mortgage Advisers for setting up and managing your policy or loan. LifeDirect is also paid an ongoing commission each year from the insurer, for helping you to review your cover and assist with any claims, or from the lender to ensure ongoing support with your mortgage.
To ensure that our Insurance and Mortgage Advisers prioritise our clients' interests, we follow an advice process that makes recommendations based on your individual goals and circumstances.
