Quote, compare, then apply online.

Get a free quote


Protect your mortgage payments in the event you’re not able to work.

Get quotes Why is mortgage insurance important?

Compare quotes instantly from NZ's top insurers

  • AIA logo
  • Asteron Life logo
  • Fidelity Life logo
  • OnePath logo
  • Partners Life logo
  • Sovereign logo
  • Save some coin

    They say there’s no such thing as a free lunch – but there is a free LifeDirect service and it doesn’t affect the cost of your policy.

  • Super easy

    Seriously. Get amazing coverage for you and your family in your own time without even getting off the couch.

  • Sit tight

    Your data is safe with us. We use extensive encryption to take care of your security and privacy.

  • You're in control

    Choose from NZ's leading insurers. No hassle. No drama.

  • Did we mention saving coin?

    Not to harp on, but you can also get 20% cashback on your first year's life insurance premium.

  • Pay zilch for access to MyLifeDirect

    Yep, more savings. Manage your policy, get ongoing service and make claims online with MyLifeDirect.

LifeDirect's Overall Customer Rating

Need support?

Don't we all? Luckily, we have a friendly crew based in Wellington to help you with every step of the process.

Online Live Chat or  Contact

Common questions about LifeDirect

  • How does LifeDirect work?

    There are three parts to our service. First, we offer a comparison, which makes sure you can smartly and transparently compare insurance plans and prices. Second, we make sure your insurer assesses your application quickly and fairly. And third, if you ever need to change your cover or claim, we're here to make it easy.

  • Why is using LifeDirect free?

    When you start a policy through LifeDirect, the insurer you choose pays us a fee. That's how we can offer our service to you for free.

  • Does LifeDirect help with any ongoing service or is it just for choosing a policy?

    Ongoing service is a big part of what we do. We're here to help with questions, changes to your cover, and of course claims. We also offer MyLifeDirect, where you can manage your policy online.

  • Can I get a lower cost if I contact the insurer directly?

    No. LifeDirect is able to offer the insurers' "standard" premiums, so they are the same whether you start your policy through LifeDirect or head to the insurer.

  • How should I choose a policy?

    We reckon there are four things to consider: Price, Financial Strength, Policy Quality, and Customer Service. You can order your comparison by any one of these, or use PolicySorter to compare across several at the same time.

Get started

Starting a quote takes seconds, get on your way to being prepared for the unexpected.

Get quotes