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How does LifeDirect work?
1. Quote and compare
Instantly compare and save on NZ's top mortgage insurance policies
2. Apply online
Anytime, anywhere in a matter of minutes.
3. We'll sort the rest
Our friendly team will organise your insurance.
6 reasons to use LifeDirect
We ask our customers to rate the LifeDirect service. Here is our live rating.
Friendly local support
Based in Wellington, our Customer Care team is here to take the pain out of setting up your insurance.
Common questions about LifeDirect
- How does LifeDirect work?
There are three parts to our service. First, we offer a comparison, which makes sure you can smartly and transparently compare insurance plans and prices. Second, we make sure your insurer assesses your application quickly and fairly. And third, if you ever need to change your cover or claim, we're here to make it easy.
- Why is using LifeDirect free?
When you start a policy through LifeDirect, the insurer you choose pays us a fee. That's how we can offer our service to you for free.
- Does LifeDirect help with any ongoing service or is it just for choosing a policy?
Ongoing service is a big part of what we do. We're here to help with questions, changes to your cover, and of course claims. We also offer MyLifeDirect, where you can manage your policy online.
- Can I get a lower cost if I contact the insurer directly?
No. LifeDirect is able to offer the insurers' "standard" premiums, so they are the same whether you start your policy through LifeDirect or head to the insurer.
- How should I choose a policy?
We reckon there are four things to consider: Price, Financial Strength, Policy Quality, and Customer Service. You can order your comparison by any one of these, or use PolicySorter to compare across several at the same time.