Health Insurance


UltraCare is a premium surgical and healthcare plan for those who want the highest level of cover. The plan includes cover for cancer care, unlimited surgical procedures along with consultations, diagnostic imaging and tests at any time. Plus your qualifying pre-existing conditions will be covered after 3 years.

You'll also be able to claim for day-to-day healthcare including GP and nurse consultations, chiropractor, prescriptions and hearing tests up to the policy limits. For those planning a new addition to the family, this plan includes an obstetrics allowance (after 12 months).

You can choose your own specialist and also upgrade to add vision and dental benefits for our most complete cover.

Product summary

You will be reimbursed for 100% of expenses (unless otherwise stated) for eligible healthcare services, up to the policy limits.

Benefit A few details to help you compare plans
Cancer care Cover
Add optional Cancer Assist
Surgical procedures Unlimited
Specialist consultations Cover
Diagnostic imaging and tests Cover
Recovery Cover
Support Cover
Non-surgical treatment Cover
Overseas treatment allowance Cover
Obstetrics allowance After 1 year
Day-to-day healthcare Cover
Vision and dental healthcare Add UltraCare 400
Qualifying pre-existing conditions After 3 years

Optional cover

Cancer Assist

Get a one-off payment, over and above your health insurance, if you are diagnosed with a qualifying cancer.

Critical Illness

Add Critical Illness to your health insurance to get the financial boost you need if you are diagnosed with a qualifying critical illness event (such as cancer or stroke).

Optional modules

Vision and Dental (UltraCare 400)

Optional cover for dental treatment, vision including glasses/lenses and an annual health check.

Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current development or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek independent guidance.

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