What is life insurance?
Life insurance cover gives you the ultimate peace of mind knowing your family members and loved ones are looked after.
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Life Insurance
You can't predict the future, but you can help protect yourself against it. Life Insurance can provide a lump sum of money if you die or become terminally ill.
Who owns a life insurance policy?
The role of the owner of a life insurance policy is simple.
Insurance company financial strength ratings
A financial strength rating expresses an insurers opinion to meet its financial obligations
Kiwi home buyers' guide to life insurance
Buying a property is likely to be your biggest ever purchase.
What is trauma insurance cover?
Trauma cover provides you with a lump sum payment if you are diagnosed with a critical illness or injury.
Do you need life insurance to buy a house?
Short answer: No, you don't need life insurance to buy a house - but as a homeowner, life insurance is a very good idea. If you're hunting for your first home, here are some key things to know.
Does smoking affect insurance?
Smokers generally face higher insurance premiums than non-smokers
Accidental Death Insurance
This is quite a specific insurance for death as a direct result of an accident. Not exactly cheery stuff, but the lump sum can come in handy.
AIA Living Progressive Care
AIA Living Progressive Care is an innovative trauma insurance that allows you to make multiple claims, based on the severity of your illness or injury.
Frequently asked questions
Some frequently asked questions about life insurance
How do different options affect your life insurance premium?
We know life insurance can be overwhelming, there's so many different options that can have a material impact on your premium, so we're here to make it as easy as possible for you.
What's the difference between Life and Health Insurance?
On the surface, it's a bit like comparing apples and turnips. Life insurance is designed to provide a lump sum to secure your family's wealth and lifestyle if you're no longer around.
Your BMI and life insurance
Your body mass index (BMI) is an important factor when applying for life insurance.
AIA Living Family Protection
AIA Living Family Protection is designed to minimise the impact on lifestyle after your death through a monthly payment to your family, rather than a lump sum.
Kiwi new parents guide to life insurance
Some of your most important decisions will be about making sure you can financially care for your child.
AIA Living Accidental Death
AIA Living Accidental Death is a very basic type of life insurance that simply provides a lump sum should you die as a result of an accident.
What is the life insurance underwriting process?
The life insurance underwriting process helps insurers calculate risk.
Cancer Insurance
Although it remains one of the most common and devastating diseases – cancer isn't a death sentence by any means.
When do you need life insurance?
You should review your cover every few years, particularly after major life events.
Terminal illness and life insurance cover
A good life insurance policy will pay you a lump sum amount if you get diagnosed with a terminal illness.
Insurer overview
Check out our trusted insurers
QuickCover Life Insurance Policy
QuickCover is a straight forward life insurance policy that pays out a lump sum on your death or if you are diagnosed with a terminal illness (terminal illness is defined as a condition that is expected to cause death within 12 months). There are no expensive frills - just simple cover that's easy to arrange.
How much life insurance do you need?
Knowing how much life insurance you need is essential.
Trauma Insurance
Recovering from a serious illness, injury or medical procedure takes time. Our Trauma Recovery Insurance provides you with a lump sum payment to help financially while you recover.
Does vaping affect your insurance?
Most insurance companies view cigarettes and vaping devices as the same.
What is life insurance?
Life insurance cover gives you the ultimate peace of mind knowing your family members and loved ones are looked after.
What is level life insurance and how does it work?
There are two types of life insurance cover you can apply for.