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Insurance

Switching or replacing your insurance?

Important Information

We want to make sure you go in with eyes wide open. We’re not giving you personalised advice here, but we do want to share some important things to consider before making any changes to your existing cover. LifeDirect is providing information only, not a recommendation - so if you are unsure, we encourage you to speak to one of our Advisers before proceeding.

What you could gain by switching

  • Potentially better cover, features, or pricing that suits where you are in life now
  • Access to newer products with updated definitions and benefits
  • The opportunity to consolidate policies and simplify things

What you could lose or face

  • Benefits from your existing policy that may not be available on new products
  • New loadings or exclusions - meaning you may not be covered in the same way
  • Higher premiums if your health has changed since you first took out cover.

Your existing cover

Do NOT cancel your current cover until you have accepted any terms on your new insurance cover

Need help? If you have any questions or concerns, we are here to help! Just give us a call.

By proceeding with replacing your policy, you confirm that you understand the risks and implications and have had an opportunity to seek clarification where needed.

Starting a quote takes seconds, get on your way to being prepared for the unexpected.

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