What is trauma insurance cover?
Trauma cover provides you with a lump sum payment if you are diagnosed with a critical illness or injury.
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Trauma Insurance: Over $110 million paid to Kiwis in just 6 months
Thinking about critical illnesses or injuries certainly isn't pleasant, but unfortunately, the unexpected can (and does) happen.
Frequently asked questions
Some frequently asked questions about trauma insurance
Insurer overview
Check out our trusted insurers
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AIA Living Progressive Care
AIA Living Progressive Care is an innovative trauma insurance that allows you to make multiple claims, based on the severity of your illness or injury.
Trauma Insurance
Recovering from a serious illness, injury or medical procedure takes time. Our Trauma Recovery Insurance provides you with a lump sum payment to help financially while you recover.
Trauma insurance and health insurance: Does it help to have both?
On the surface, health and trauma insurance have the same purpose: to provide much-needed financial support if you fall seriously ill. But if you look under the hood, you'll find that they're quite different, and depending on your needs they can actually complement one another.
What is accidental death insurance?
While we can't always prevent these unforeseen events from occurring, we can take steps to protect our families from the financial impact they may have. And one way to do this is by getting accidental death insurance.
What is total and permanent disablement (TPD) cover?
Imagine a scenario where sickness or injury has left you permanently unable to work. It's not a pleasant thought, but unfortunately, it's a possibility. However, there's a way to protect your family from the potential financial impact of this unfortunate circumstance - Total Permanent Disablement (TPD) cover.
Health Cover Pays the Doctor. Trauma Cover Pays You.
Understanding the roles of health and trauma insurance is pivotal for financial and physical well-being. Health insurance, often called medical cover, directly pays for treatments, surgeries, and consultations, bypassing public queues for private care. Trauma insurance, on the other hand, delivers a tax-free lump sum to you upon diagnosis of a critical condition
How Many Conditions Does Trauma Insurance Cover?
Let's break it down step by step how many conditions trauma insurance actually covers. Whether you're shopping around for the best trauma insurance or just curious, we'll cover what you need to know to make smart choices.
Is Trauma Cover Expensive?
Trauma insurance is often a topic of interest for Kiwis looking to balance financial security with peace of mind. A common question we hear is: how much does it cost?
Young, Single, Healthy. Do I Still Need Trauma Cover?
If you’re in your 20s or 30s, single, and in good health, insurance might not be top of mind. But it’s worth considering whether trauma cover could play an important role in protecting your future. Even if you’re young and healthy today, unexpected illnesses or accidents can still have a big financial impact.
Can I Claim on Trauma Insurance More Than Once?
A common question about trauma insurance is whether you can make more than one claim. The answer depends on the type of policy you hold. Standard trauma cover typically pays out once, after which the policy ends. However, some insurers offer multi-claim trauma policies, which allow you to claim for multiple, unrelated conditions over time.
How to Make a Trauma Insurance Claim - Step by Step Guide
Need to claim on trauma (critical illness) insurance in NZ? Learn the general steps — from checking your policy to submitting a claim and what to expect.
How Much Does Trauma Insurance Cost in New Zealand? | What Impacts the Price
Wondering what trauma insurance costs in New Zealand? Learn the key factors that affect premiums - from age and cover amount to health history and lifestyle.
