What is mortgage protection insurance?
Mortgage protection insurance is a flexible, low cost way to make sure you don’t lose your homeRead Article
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What is a health insurance excess?
Your excess amount is the part of your claim that you agree to pay.
AIA Total Permanent Disablement Insurance
With Total Permanent Disablement (TPD) Insurance you will get a lump-sum payment which can assist with your mortgage, covering medical expenses, modifications to your home or other bills
Cigna New Zealand is a leading specialist provider of life insurance, funeral insurance, income protection insurance, trauma insurance and travel insurance products and services.
What is a health insurance exclusion?
Depending on your medical history you may find an exclusion on your insurance.
UltraCare is a premium surgical and healthcare plan for those who want the highest level of cover.
Mortgage and Living Insurance
A comfortable lifestyle is the result of hard work, it makes sense to protect it right?
What is the life insurance underwriting process?
The life insurance underwriting process helps insurers calculate risk.
Life & Life Income Cover
Life Cover is an insurance that pays you a lump sum if you die or are diagnosed with a terminal illness. Life Income Cover pays a monthly benefit for a period of time.
Health insurance claim limits
These limits are the maximum your insurer will pay if you were to claim on a surgery.
What is trauma insurance cover?
Trauma cover provides you with a lump sum payment if you are diagnosed with a critical illness or injury.
Total and Permanent Disablement Insurance
This insurance provides a lump sum of money to make life a little easier if you become totally and permanently disabled.
Insurance company financial strength ratings
A financial strength rating expresses an insurers opinion to meet its financial obligations
Recovering from a serious illness, injury or medical procedure takes time. Our Trauma Recovery Insurance provides you with a lump sum payment to help financially while you recover.
Although it remains one of the most common and devastating diseases – cancer isn't a death sentence by any means.
Does vaping affect your insurance?
Most insurance companies view cigarettes and vaping devices as the same.
Accidental Death Insurance
This is quite a specific insurance for death as a direct result of an accident. Not exactly cheery stuff, but the lump sum can come in handy.
Workability Insurance will help you to get back on your feet and earning again, if you're unable to work due to sickness or injury.
You can't predict the future, but you can help protect yourself against it. Life Insurance can provide a lump sum of money if you die or become terminally ill.
Your BMI and life insurance
Your body mass index (BMI) is an important factor when applying for life insurance.
Does smoking affect insurance?
Smokers generally face higher insurance premiums than non-smokers
When do you need life insurance?
You should review your cover every few years, particularly after major life events.
Insurance Jargon Buster
Insurance can be tricky - we get that, especially with all the jargon. We're here to help ensure you have the information you need to make an informed choice about what insurance is right for you.
Because you only live once
Life's full of ups and downs. And most of us wouldn't have it any other way. If things don't go to plan though, that's where insurance can really help.
We know real life can be unpredictable. With our strong financial foundation and innovative insurance solutions, we're here to partner with you through life's up's and down's.
Health insurance for kids
Health insurance for children is an easy way to safeguard their future.
AIA Living Accidental Death
AIA Living Accidental Death is a very basic type of life insurance that simply provides a lump sum should you die as a result of an accident.
AIA Living Family Protection
AIA Living Family Protection is designed to minimise the impact on lifestyle after your death through a monthly payment to your family, rather than a lump sum.
How do different options affect your life insurance premium?
We know life insurance can be overwhelming, there's so many different options that can have a material impact on your premium, so we're here to make it as easy as possible for you.
Health insurance for a pre existing condition
Your medical history may affect what you can get health insurance cover for.
What is an income protection waiting period?
When setting up your income protection, you`ll need to choose a waiting and payment period.
Fidelity Life is the largest Kiwi-owned and operated life insurer and New Zealand's 2017 and 2018 Life Insurance Company of the Year.
AIA Living Progressive Care
AIA Living Progressive Care is an innovative trauma insurance that allows you to make multiple claims, based on the severity of your illness or injury.
Complete Disablement Cover
Complete Disablement Cover is an insurance that pays you a lump sum amount if you become completely disabled due to illness or injury.
Premium Cover is an insurance that pays your total insurance premiums if you are disabled and unable to work.
SmartCare+ is Accuro's top rated individual product for those who make their health a priority. The SmartCare range has been recommended by consumer experts for best product and price as well as highest customer satisfaction since its launch in 2008.
What is level life insurance and how does it work?
There are two types of life insurance cover you can apply for.
QuickCover - Life Insurance
QuickCover is a straight forward life insurance policy that pays out a lump sum on your death or if you are diagnosed with a terminal illness (terminal illness is defined as a condition that is expected to cause death within 12 months). There are no expensive frills - just simple cover that's easy to arrange.
About AIA Vitality
AIA Vitality is an award-winning health and wellbeing program.
Who owns a life insurance policy?
The role of the owner of a life insurance policy is simple.
Does health insurance work overseas?
New Zealand health insurance cover won`t protect you.
Terminal illness and life insurance cover
A good life insurance policy will pay you a lump sum amount if you get diagnosed with a terminal illness.
We're working towards a healthier New Zealand, empowering all Kiwis to live healthier lives.
Kiwi home buyers' guide to life insurance
Buying a property is likely to be your biggest ever purchase.
Kiwi new parents guide to life insurance
Some of your most important decisions will be about making sure you can financially care for your child.
New Zealand's best little health insurer
Accuro is a New Zealand-owned, not for profit insurer. We put our 30,000 members before financial gain.
Income Protection Insurance
This insurance is simple, but powerful. As the name suggests, Income Protection protects a percentage of the money you normally earn.
Life won't give you warning when it's over. Are you covered?
Will New Zealand health insurance work in Australia?
Some insurance companies offer health cover in both New Zealand and Australia.
How much life insurance do you need?
Knowing how much life insurance you need is essential.
At nib, Health Comes First and we believe that health insurance should be easy to understand, easy to claim on and most of all good value.