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Income Protection basics

Our Income Protection Insurers

We've selected seven of NZ's largest and most respected income protection insurers - giving you freedom of choice and the confidence of knowing that you're selecting a solid, well known company to trust with your insurance.

AIA logo

AIA Group Limited and its subsidiaries comprise the largest independent publicly listed pan-Asian life insurance group in the world, with a broad footprint spanning 17 markets in Asia Pacific. The Group traces its roots in the region back more than 90 years and has total assets of US$147 billion.

AIA New Zealand is a member of the AIA Group. As a company we draw on our global expertise and unparalleled heritage of 90 years experience in the Asia-Pacific region.

Since the company arrived in New Zealand in 1981, we have consistently provided the market with innovative personal and business insurance products that suit the Kiwi way of life. Today we offer a complete range of risk management products that focus on the needs of our customers.

AMP logo

Choosing an insurer to protect you and those you care about is an important decision. You want to be sure your insurer will be there when you need them most.

AMP has been protecting Kiwis and their families for over 160 years. In 2014, AMP paid 99% of all Risk Protection Plan ("RPP") Life Insurance claims finalised in that year*. That amounted to over $24m in payments to help families continue without the added stresses of financial hardship.

*This figure excludes Terminal Illness benefits. The AMP Life Limited, ABN 84 079 300 379 (Incorporated in Australia) is the issuer of the AMP RPP policies.

Asteron Life logo

As a member of the Suncorp group of companies, Asteron Life is part of a group with approximately 8.7 million customers, $1 billion in life insurance premiums and $9.8 billion in funds under administration. Our sister companies in New Zealand include many well-known brands such as Vero and AA Life.

Fidelity Life logo

Fidelity Life is the largest New Zealand owned life and disability insurer. It provides insurance protection for around 240,000 Kiwis, representing one-in-ten people in employment, through individual policies and employer-sponsored group schemes.

Fidelity Life offers Life, Total & Permanent Disability, Trauma and Income Protection insurance with a full range of options suited for a variety of circumstances. It has over 250 staff, located in offices in Auckland, Hamilton, Tauranga, Wellington, Christchurch, and Dunedin.

OnePath logo

OnePath is New Zealand's largest manager of retail investment funds including KiwiSaver (FundSource: September 2010). We also hold a leading position in the insurance and wholesale investment markets.

When you do business with OnePath, you are dealing with a respected company whose history of achievement demonstrates we have the expertise to partner you in your journey towards financial wellbeing. Specifically, our aim is to help you reach your financial and lifestyle goals through the accumulation, investment and protection of assets.

Partners Life logo

Established in August 2010, Partners Life is a fresh, innovative, New Zealand Life Insurance company offering a full range of life risk products for the protection of New Zealand families and businesses. Products include life insurance, income protection, medical insurance, disability insurance, trauma cover and business risk protection. Over time, Partners Life aims to offer a comprehensive range of financial services products. The founders of Partners Life; Naomi Ballantyne, Chris Coon and Richard Coon - supported by Chairman Boyd Klap and non-executive directors Joanna Perry and Sam Knowles - bring many years of financial services experience in both international and domestic markets and have come together to create an entirely unique life insurance company.

Sovereign logo

After taking care of New Zealanders for over 25 years, Sovereign is dedicated to helping you take charge of your health.

Sovereign is New Zealand's largest life insurer and one of the country's leading private health insurers, protecting more than 646,000 New Zealanders and their families. In the past financial year, we paid out more than $350 million to support New Zealanders through illness, allowing them to get access to the best treatment and ensuring their families can continue to pay the bills if the main income earner can’t work or unexpectedly dies.

And as a values-based company, we believe in putting people first. That means not only our customer, but also our staff and the wider community. We are excited about our future and having our customers and community join us along the way.

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