What is income protection?
Income protection insurance cover enables you to protect your income.Read Article
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Frequently asked questions
Some frequently asked questions about income protection
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What is an income protection waiting period?
When setting up your income protection, you`ll need to choose a waiting and payment period.
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When do you need life insurance?
You should review your cover every few years, particularly after major life events.
What is the life insurance underwriting process?
The life insurance underwriting process helps insurers calculate risk.
AIA Total Permanent Disablement Insurance
With Total Permanent Disablement (TPD) Insurance you will get a lump-sum payment which can assist with your mortgage, covering medical expenses, modifications to your home or other bills
AIA Living Family Protection
AIA Living Family Protection is designed to minimise the impact on lifestyle after your death through a monthly payment to your family, rather than a lump sum.
How to claim funeral insurance
Here are three basic steps to claim your insurance.
How much life insurance do you need?
Knowing how much life insurance you need is essential.
What is a health insurance exclusion?
Depending on your medical history you may find an exclusion on your insurance.
Kiwi new parents guide to life insurance
Some of your most important decisions will be about making sure you can financially care for your child.
Terminal illness and life insurance cover
A good life insurance policy will pay you a lump sum amount if you get diagnosed with a terminal illness.
Accidental Death Insurance
This is quite a specific insurance for death as a direct result of an accident. Not exactly cheery stuff, but the lump sum can come in handy.
Kiwi home buyers' guide to life insurance
Buying a property is likely to be your biggest ever purchase.
Your BMI and life insurance
Your body mass index (BMI) is an important factor when applying for life insurance.
Health insurance for kids
Health insurance for children is an easy way to safeguard their future.
What is level life insurance and how does it work?
There are two types of life insurance cover you can apply for.
Mortgage and Living Insurance
A comfortable lifestyle is the result of hard work, it makes sense to protect it right?
Although it remains one of the most common and devastating diseases – cancer isn't a death sentence by any means.
Who owns a life insurance policy?
The role of the owner of a life insurance policy is simple.
You can't predict the future, but you can help protect yourself against it. Life Insurance can provide a lump sum of money if you die or become terminally ill.
We know real life can be unpredictable. With our strong financial foundation and innovative insurance solutions, we're here to partner with you through life's up's and down's.
Mortgage and income protection
Both insurance products are designed to pay you a series of ongoing payments
Does vaping affect your insurance?
Most insurance companies view cigarettes and vaping devices as the same.
Health insurance for a pre existing condition
Your medical history may affect what you can get health insurance cover for.
Health insurance claim limits
These limits are the maximum your insurer will pay if you were to claim on a surgery.
Should you buy funeral or life insurance?
Life and funeral insurance can offer different cover for different situations.
Insurance company financial strength ratings
A financial strength rating expresses an insurers opinion to meet its financial obligations
What is a health insurance excess?
Your excess amount is the part of your claim that you agree to pay.
Income Protection Insurance
This insurance is simple, but powerful. As the name suggests, Income Protection protects a percentage of the money you normally earn.
Will New Zealand health insurance work in Australia?
Some insurance companies offer health cover in both New Zealand and Australia.
About AIA Vitality
AIA Vitality is an award-winning health and wellbeing program.
AIA Living Accidental Death
AIA Living Accidental Death is a very basic type of life insurance that simply provides a lump sum should you die as a result of an accident.
Because you only live once
Life's full of ups and downs. And most of us wouldn't have it any other way. If things don't go to plan though, that's where insurance can really help.
Workability Insurance will help you to get back on your feet and earning again, if you're unable to work due to sickness or injury.
Recovering from a serious illness, injury or medical procedure takes time. Our Trauma Recovery Insurance provides you with a lump sum payment to help financially while you recover.
Total and Permanent Disablement Insurance
This insurance provides a lump sum of money to make life a little easier if you become totally and permanently disabled.
Does smoking affect insurance?
Smokers generally face higher insurance premiums than non-smokers
What is trauma insurance cover?
Trauma cover provides you with a lump sum payment if you are diagnosed with a critical illness or injury.
Does health insurance work overseas?
New Zealand health insurance cover won`t protect you.
AIA Living Progressive Care
AIA Living Progressive Care is an innovative trauma insurance that allows you to make multiple claims, based on the severity of your illness or injury.