What is income protection?
Income protection insurance cover enables you to protect your income.Read Article
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Frequently asked questions
Some frequently asked questions about income protection
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What is an income protection waiting period?
When setting up your income protection, you`ll need to choose a waiting and payment period.
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Should you buy funeral or life insurance?
Life and funeral insurance can offer different cover for different situations.
How much life insurance do you need?
Knowing how much life insurance you need is essential.
Your BMI and life insurance
Your body mass index (BMI) is an important factor when applying for life insurance.
Terminal illness and life insurance cover
A good life insurance policy will pay you a lump sum amount if you get diagnosed with a terminal illness.
Kiwi new parents guide to life insurance
Some of your most important decisions will be about making sure you can financially care for your child.
How to claim funeral insurance
Here are three basic steps to claim your insurance.
Does smoking affect insurance?
Smokers generally face higher insurance premiums than non-smokers
Will New Zealand health insurance work in Australia?
Some insurance companies offer health cover in both New Zealand and Australia.
What is a health insurance exclusion?
Depending on your medical history you may find an exclusion on your insurance.
Kiwi home buyers' guide to life insurance
Buying a property is likely to be your biggest ever purchase.
Health insurance claim limits
These limits are the maximum your insurer will pay if you were to claim on a surgery.
Insurance company financial strength ratings
A financial strength rating expresses an insurers opinion to meet its financial obligations
What is a health insurance excess?
Your excess amount is the part of your claim that you agree to pay.
Health insurance for a pre existing condition
Your medical history may affect what you can get health insurance cover for.
Who owns a life insurance policy?
The role of the owner of a life insurance policy is simple.
What is level life insurance and how does it work?
There are two types of life insurance cover you can apply for.
What is the life insurance underwriting process?
The life insurance underwriting process helps insurers calculate risk.
Mortgage and income protection
Both insurance products are designed to pay you a series of ongoing payments
Does health insurance work overseas?
New Zealand health insurance cover won`t protect you.
What is trauma insurance cover?
Trauma cover provides you with a lump sum payment if you are diagnosed with a critical illness or injury.
Health insurance for kids
Health insurance for children is an easy way to safeguard their future.
When do you need life insurance?
You should review your cover every few years, particularly after major life events.
About AIA Vitality
AIA Vitality is an award-winning health and wellbeing program.
Does vaping affect your insurance?
Most insurance companies view cigarettes and vaping devices as the same.