What is income protection?
Income protection insurance cover enables you to protect your income.Read Article
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Frequently asked questions
Some frequently asked questions about income protection
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What is an income protection waiting period?
When setting up your income protection, you`ll need to choose a waiting and payment period.
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What is a health insurance exclusion?
Depending on your medical history you may find an exclusion on your insurance.
What is trauma insurance cover?
Trauma cover provides you with a lump sum payment if you are diagnosed with a critical illness or injury.
Health insurance claim limits
These limits are the maximum your insurer will pay if you were to claim on a surgery.
Will New Zealand health insurance work in Australia?
Some insurance companies offer health cover in both New Zealand and Australia.
Insurance company financial strength ratings
A financial strength rating expresses an insurers opinion to meet its financial obligations
Does smoking affect insurance?
Smokers generally face higher insurance premiums than non-smokers
Kiwi home buyers' guide to life insurance
Buying a property is likely to be your biggest ever purchase.
When do you need life insurance?
You should review your cover every few years, particularly after major life events.
Does health insurance work overseas?
New Zealand health insurance cover won`t protect you.
Who owns a life insurance policy?
The role of the owner of a life insurance policy is simple.
Does vaping affect your insurance?
Most insurance companies view cigarettes and vaping devices as the same.
Terminal illness and life insurance cover
A good life insurance policy will pay you a lump sum amount if you get diagnosed with a terminal illness.
Health insurance for kids
Health insurance for children is an easy way to safeguard their future.
Kiwi new parents guide to life insurance
Some of your most important decisions will be about making sure you can financially care for your child.
Should you buy funeral or life insurance?
Life and funeral insurance can offer different cover for different situations.
What is a health insurance excess?
Your excess amount is the part of your claim that you agree to pay.
What is level life insurance and how does it work?
There are two types of life insurance cover you can apply for.
How much life insurance do you need?
Knowing how much life insurance you need is essential.
Mortgage and income protection
Both insurance products are designed to pay you a series of ongoing payments
How to claim funeral insurance
Here are three basic steps to claim your insurance.
Health insurance for a pre existing condition
Your medical history may affect what you can get health insurance cover for.
Your BMI and life insurance
Your body mass index (BMI) is an important factor when applying for life insurance.