Health Insurance

Our Health Insurers

We've selected five of NZ's largest and most respected health insurers - giving you freedom of choice and the confidence of knowing that you're selecting a solid, well known company to trust with your insurance. Compare health insurance quotes from NZ's leading insurers today.

Accuro logo


Find out why over 30,000 people have already joined New Zealand's best little health insurer.

Accuro is a 100% kiwi not-for-profit health insurer based in Wellington. We don't have to answer to shareholders so we treat our members as partners, not clients.

At Accuro we only do health insurance, which is why we are experts at it and also why Accuro has been the most recommended health insurer by Consumer Magazine since 2008.

As an 'active insurer' we will proactively engage with you to help you maintain your health and wellbeing. That's what makes us a different choice, and New Zealand's best one.

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Partners Life logo

Partners Life

Established in August 2010, Partners Life is a leading, innovative, New Zealand operated Life Insurance company offering a full range of life and health products for the protection of New Zealand families and businesses. We believe that every Kiwi has the right to be protected when their lives are negatively impacted when the unexpected happens.

We are extremely proud of our market leading products and work non-stop to ensure that Kiwis who take out Partners Life policies have the best possible chance to make a claim when things go wrong. At the end of the day, paying claims is what insurance is designed to do.

Products include life insurance, income protection, medical insurance, disability insurance, trauma cover and business risk protection.

What we're most proud of is the many Kiwis we have helped when they've needed it most.

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AIA logo


AIA Group is the largest life insurance company in the world*, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited (NZ) is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

As a company with 100 years of history, our mission is to make New Zealand one of the healthiest and most protected nations in the world. We strive to help our customers live healthier, longer, better lives by encouraging them to make positive lifestyle changes one small step at a time. We have a strong, competitive market offering of personal and business insurance products designed for the Kiwi lifestyle.

As an AIA Living and Private Health customer you can sign up for our scientifically backed health and wellbeing program, AIA Vitality, so you can earn rewards while improving your health. We're also here when you need it most, allowing you to focus on getting back to your 'healthy'. We look for ways to make the claims process as simple and transparent as possible and assist with the coordination of a rehabilitation program should you need one. Our commitment is to not just be there for our customers someday, but every day.

*AIA Group is the world's largest life insurer company by market capitalisation. Source: Bloomberg, 17 June 2019.

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Southern Cross logo

Southern Cross

Southern Cross Health Society is one of New Zealand's best known and most trusted brands, with over 800,000 Kiwi's trusting us with their health insurance needs. Our broad range of healthcare plans can be tailored to suit different needs, budgets, and to accommodate life stages. Health insurance with Southern Cross makes things easier by providing:

  • faster access to treatment by avoiding public hospital waiting lists
  • more choice of when you receive treatment for qualifying conditions

We also give our members access to online solutions such as e-claiming and a secure online member area where you can manage your policy.

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NIB logo


nib believes health insurance should be easy to understand, easy to claim on, and most of all good value.

At the end of 2012, nib became the proud new owner of TOWER Medical, and in October 2013 nib was launched in New Zealand.

With 60 years' experience in providing health insurance, nib now cover over one million people in New Zealand and Australia.

And as New Zealand's second largest health insurer, nib understand kiwis' needs and have designed health covers with you in mind, ranging from basic to comprehensive.

When you take out insurance with nib, you'll join thousands of Kiwis they help stay healthy, every day.

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