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Health Insurance basics

Our Health Insurers

We've selected six of NZ's largest and most respected health insurers - giving you freedom of choice and the confidence of knowing that you're selecting a solid, well known company to trust with your insurance.

Accuro logo

Accuro Health Insurance is a 100% New Zealand owned organisation that has been providing medical insurance since 1971. Being a not-for-profit health insurance provider, we offer low premiums, comprehensive cover and personal service. We reward you for being healthy and offer substantial discounts for non-smokers.

With Accuro Health Insurance you are in control. You have choices when it comes to the medical treatment you need and access to the best specialists and hospitals within a timeframe that suits you.

Comprehensive health insurance from Accuro means peace of mind for you and your family.

AIA logo

AIA Group Limited and its subsidiaries comprise the largest independent publicly listed pan-Asian life insurance group in the world, with a broad footprint spanning 17 markets in Asia Pacific. The Group traces its roots in the region back more than 90 years and has total assets of US$147 billion.

AIA New Zealand is a member of the AIA Group. As a company we draw on our global expertise and unparalleled heritage of 90 years experience in the Asia-Pacific region.

Since the company arrived in New Zealand in 1981, we have consistently provided the market with innovative personal and business insurance products that suit the Kiwi way of life. Today we offer a complete range of risk management products that focus on the needs of our customers.

NIB logo

nib believes health insurance should be easy to understand, easy to claim on, and most of all good value.

At the end of 2012, nib became the proud new owner of TOWER Medical, and in October 2013 nib was launched in New Zealand.

With 60 years' experience in providing health insurance, nib now cover over one million people in New Zealand and Australia.

And as New Zealand's second largest health insurer, nib understand kiwis' needs and have designed health covers with you in mind, ranging from basic to comprehensive.

When you take out insurance with nib, you'll join thousands of Kiwis they help stay healthy, every day.

Partners Life logo

Established in August 2010, Partners Life is a fresh, innovative, New Zealand Life Insurance company offering a full range of life risk products for the protection of New Zealand families and businesses. Products include life insurance, income protection, medical insurance, disability insurance, trauma cover and business risk protection. Over time, Partners Life aims to offer a comprehensive range of financial services products. The founders of Partners Life; Naomi Ballantyne, Chris Coon and Richard Coon - supported by Chairman Boyd Klap and non-executive directors Joanna Perry and Sam Knowles - bring many years of financial services experience in both international and domestic markets and have come together to create an entirely unique life insurance company.

Southern Cross logo

Southern Cross Health Society is one of New Zealand's best known and most trusted brands, with over 800,000 Kiwi's trusting us with their health insurance needs. Our broad range of healthcare plans can be tailored to suit different needs, budgets, and to accommodate life stages. Health insurance with Southern Cross makes things easier by providing:

  • faster access to treatment by avoiding public hospital waiting lists
  • more choice of when you receive treatment for qualifying conditions

We also give our members access to online solutions such as e-claiming and a secure online member area where you can manage your policy.

Sovereign logo

Sovereign was established in 1989, creating a new style of life insurance and investment company in New Zealand. In December 1998, Sovereign became part of the ASB Group of companies, which is in turn part of the Commonwealth Bank of Australia Group (CBA).

After taking care of New Zealanders for the past 25 years, Sovereign is turning insurance on its head by dedicating ourselves to helping you take charge of your health.

We will be focusing on improving customers' lifelong health and doing our bit to encourage healthy lifestyles, prevent health problems before they occur, and help New Zealanders take charge of their health so they enjoy a better quality of life.

Sovereign is New Zealand's largest life insurer and provides a comprehensive suite of life insurance, investment and home loan products.

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