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Health Insurance basics

Our Health Insurers

We've selected six of NZ's largest and most respected health insurers - giving you freedom of choice and the confidence of knowing that you're selecting a solid, well known company to trust with your insurance.

Accuro logo

Find out why over 30,000 people have already joined New Zealand's best little health insurer.

Accuro is a 100% kiwi not-for-profit health insurer based in Wellington. We don't have to answer to shareholders so we treat our members as partners, not clients.

At Accuro we only do health insurance, which is why we are experts at it and also why Accuro has been the most recommended health insurer by Consumer Magazine since 2008.

As an 'active insurer' we will proactively engage with you to help you maintain your health and wellbeing. That's what makes us a different choice, and New Zealand's best one.

AIA logo

AIA Group Limited and its subsidiaries comprise the largest independent publicly listed pan-Asian life insurance group in the world, with a broad footprint spanning 17 markets in Asia Pacific. The Group traces its roots in the region back more than 90 years and has total assets of US$147 billion.

AIA New Zealand is a member of the AIA Group. As a company we draw on our global expertise and unparalleled heritage of 90 years experience in the Asia-Pacific region.

Since the company arrived in New Zealand in 1981, we have consistently provided the market with innovative personal and business insurance products that suit the Kiwi way of life. Today we offer a complete range of risk management products that focus on the needs of our customers.

NIB logo

nib believes health insurance should be easy to understand, easy to claim on, and most of all good value.

At the end of 2012, nib became the proud new owner of TOWER Medical, and in October 2013 nib was launched in New Zealand.

With 60 years' experience in providing health insurance, nib now cover over one million people in New Zealand and Australia.

And as New Zealand's second largest health insurer, nib understand kiwis' needs and have designed health covers with you in mind, ranging from basic to comprehensive.

When you take out insurance with nib, you'll join thousands of Kiwis they help stay healthy, every day.

Partners Life logo

Established in August 2010, Partners Life is a fresh, innovative, New Zealand Life Insurance company offering a full range of life risk products for the protection of New Zealand families and businesses. Products include life insurance, income protection, medical insurance, disability insurance, trauma cover and business risk protection. Over time, Partners Life aims to offer a comprehensive range of financial services products. The founders of Partners Life; Naomi Ballantyne, Chris Coon and Richard Coon - supported by Chairman Boyd Klap and non-executive directors Joanna Perry and Sam Knowles - bring many years of financial services experience in both international and domestic markets and have come together to create an entirely unique life insurance company.

Southern Cross logo

Southern Cross Health Society is one of New Zealand's best known and most trusted brands, with over 800,000 Kiwi's trusting us with their health insurance needs. Our broad range of healthcare plans can be tailored to suit different needs, budgets, and to accommodate life stages. Health insurance with Southern Cross makes things easier by providing:

  • faster access to treatment by avoiding public hospital waiting lists
  • more choice of when you receive treatment for qualifying conditions

We also give our members access to online solutions such as e-claiming and a secure online member area where you can manage your policy.

Sovereign logo

After taking care of New Zealanders for over 25 years, Sovereign is dedicated to helping you take charge of your health.

Sovereign is New Zealand's largest life insurer and one of the country's leading private health insurers, protecting more than 646,000 New Zealanders and their families. In the past financial year, we paid out more than $350 million to support New Zealanders through illness, allowing them to get access to the best treatment and ensuring their families can continue to pay the bills if the main income earner can’t work or unexpectedly dies.

And as a values-based company, we believe in putting people first. That means not only our customer, but also our staff and the wider community. We are excited about our future and having our customers and community join us along the way.

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