How our quote compare tool works

Looking for personal insurance? You’ve come to the right place. Every day, many Kiwis use our quote compare tool to quickly research their options and – if they find what they’re looking for – apply for cover.

So, if you’d like to make the most of this tool, read on. We’ll tell you how it all works.

Enter your details

Would you like to compare a specific type of cover? Or maybe you’re not quite sure what you may need?

Whatever the answer, your journey starts here. You can either select an insurance type or use the ‘check up’ function to give you a guide.

Once you know what sort of cover you’re looking for, you’ll need to put in a few details including things like age, smoking status and how much cover you might want. You might be asked about things like the amount of excess that might be appropriate, depending on the type of insurance you’re looking at, or your occupation and income if you’re looking at income cover. Some types of cover will also ask you what optional extras you want to investigate.

If there’s more than one of you looking for cover, you can add in other people’s details, too.

Get your quotes

Once the tool has gathered your details, in just a few moments you’ll be shown some indicative quotes from a range of insurers. You can compare the options and see which stacks up as being a potentially good choice.

The right insurance policy isn’t always the lower-cost one. The compare tool will also give you details like the insurer’s customer service rating, financial strength and what the policy itself actually covers.

When you decide on the option you’d like to pursue, you’ll then go through the application process and send it off to the insurer to get under way.

Help is at hand

If you feel like you need a bit of extra help, we’re here as expert insurance advisers to give you as much assistance as you want.

If you would like to, we can talk to you over the phone or via video call to determine which options might be appropriate for you. You can even start a live chat if you’ve got some quick questions you’d like answered.

LifeDirect doesn’t charge any fees for the service, but if you go ahead with a policy, we will receive a commission from the insurer. Once your policies are in place, you can manage them online.

Like to talk?

If you have any questions about the compare tool or want any more information about any type of personal insurance that you have or are considering, drop us a line. Our team is on hand to help with all manner of inquiries and can offer expert assistance to help you ensure your portfolio of protection is in good shape.


Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current developments or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek independent guidance.

Starting a quote takes seconds, get on your way to being prepared for the unexpected.

Get quotes
Disclosure statement Complaints Security & Privacy