Legal & Disclaimer

When you're using LifeDirect there are some important things to be aware of and information that you might find useful.

This website has been developed in good faith to help you compare insurers and policies and choose a suitable option. However please note that before choosing an insurer or policy you must satisfy yourself as to its suitability for your situation, needs, and objectives.

Choosing your insurer

In choosing an insurer or policy you are acting on your own behalf, and if you have any doubts about your decision you should seek professional insurance advice.

Accordingly, Life Direct cannot be held liable for any decisions you make on the basis of information on this site. Neither Life Direct, nor its associated companies, directors, employees or agents guarantee the performance of any insurer or policy. We do not warrant or endorse any insurer or policy, nor do we promote, or make any representation to any person as to quality or suitability for any purpose of any insurance policy available on this website. No liability is accepted for any loss or damage incurred by any person as a result of using any insurer or insurance policy available on this website.

Choosing a level of insurance and policy

The tools provided to help you choose a level of insurance (for example our online calculator) or compare policies (for example our policy comparison tools) are provided in good faith, however they are of a general nature and might not be relevant to your individual circumstances. Accordingly no liability is accepted for any loss or damage incurred by any person as a result of using the tools or information on this website.

By using this website you agree to the above conditions.

Trade Me Comparisons Limited (the owner of the LifeDirect brand) is a member of the Insurance and Savings Ombudsman Disputes Resolution Scheme. A Disclosure Statement is available on request and free of charge.