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nib's Basic Private Hospital Cover and Basic EveryDay Cover
offer guaranteed acceptance for all kiwis.
Get started! Select the cover you'd like below - get cover for private hospital cover costs,
day-to-day health expenses, or both for just $9.90* per person per week.

Basic Private Hospital Cover

$4.95*per person, per week

The best bits

  • Surgery
  • Diagnostics
  • Specialist visits
  • ACC top-up
  • No excess
Get the cover you need without paying an arm and leg for what you don't. Basic Private Hospital Cover provides cover for surgery and related hospital costs for conditions that commonly occur when you're in your 20's and 30's, like surgeries for sinus, hernia, ankles and elbows. Click here for full details.

Basic EveryDay Cover

$4.95*per person, per week

The best bits

  • Dentist visits
  • GP visits
  • No-referral physio
  • Prescription glasses and contact lenses
  • 60% back on claims
Get cover for the basic day-to-day health costs, like visiting the dentist, your GP, getting new glasses, or no-referral physio. Basic EveryDay Cover gives you up to $950 worth of cover each year for just $4.95* per person, per week. Click here for full details.
Select one or both!
Total Cost
$0.00*per person, per week
* This price includes nib's direct debit discount.
Declaration: I understand about pre-existing conditions on the product(s) I have selected.
Financial Strength Rating: nib nz limited has an A-(Excellent) Financial Strength Rating issued by AM Best Company, effective 5 September 2013. The rating scale is: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good); B, B- (Fair); C++, C+ (Marginal); C; C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).
For an overview of the ratings process and rating methodologies, please visit www.ambest.com/ratings
You will be taken to nib.co.nz to complete your application
Once you finish your application, your policy starts straight away, subject to waiting periods. Also, with nib's 14 day free-look period, you've got time to review your cover to make sure it meets your needs.
About nib
nib provides value for money and affordable insurance to more than one million people in New Zealand and Australia, and has a strong track record of providing great products and outstanding customer service.
This page outlines nib's two simple, automatic acceptance health plans. To compare more fully-featured health insurance from nib and other NZ insurers please visit LifeDirect's health insurance comparison.
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